Payments built for bold industries.
High-risk merchant account processing for research peptides, supplements, nutraceuticals, CBD & hemp, e-commerce, and other industries traditional processors decline.
- PCI DSS-compliant
- Bank-grade encryption
- Month-to-month
Application status- Application submittedAcknowledged in seconds
- Underwriting reviewMost decisions in days
- Approval & onboardingIntegrate, then start processing
Built for high-risk industries
We serve the merchants other processors avoid. Your industry isn't a problem — it's our specialty.
Research Peptides
Compliant processing for peptide research companies with tailored solutions.
Supplements
Reliable payment processing for dietary supplement brands and retailers.
Nutraceuticals
Specialized merchant accounts for the growing nutraceutical industry.
CBD & Hemp
Navigate CBD payment complexities with our experienced team.
E-commerce
High-volume processing for online businesses across verticals.
Other High-Risk
If other processors turned you down, we'll find a way. Talk to us about your business.
Why merchants pick Payd Payments
Cutting-edge tooling with personalized service for verticals that need both.
Fast Approval
Most applications reviewed in days, not weeks. Same-day decisions when documentation is ready.
Competitive Rates
Transparent pricing based on your industry, volume, and risk profile. No hidden fees.
Multi-Currency Support
Accept payments from customers worldwide in their preferred currency.
Chargeback Protection
Advanced fraud prevention and chargeback management to protect your revenue.
Dedicated Account Manager
A real person who knows your business and is available when you need them.
Enterprise-Grade Security
PCI DSS-compliant infrastructure with bank-grade encryption on every transaction.
From application to processing in three steps
Getting started with Payd Payments is fast and straightforward.
Apply
Fill out our short application. Takes about 5 minutes.
Get Approved
Our team reviews your application and follows up with a decision quickly.
Start Processing
Integrate with the platforms you trust and start accepting payments.
Interactive Pricing Estimate
See how our rates stack up. Final pricing is quoted per merchant after underwriting.
Estimates are illustrative only and are not a quote. Contact us for pricing tailored to your business.
Frequently asked questions
Everything you need to know about working with Payd Payments.
How fast can I get approved?
Most applications are reviewed within a few business days. Same-day decisions are possible when your business documentation is complete and ready to share at the time of application.
What are your processing rates?
Rates depend on your industry, volume, and risk profile. We're transparent — no hidden fees, no surprise add-ons. Contact us for a quote tailored to your business.
Is there a long-term contract?
We offer flexible month-to-month agreements. We believe in earning your business through performance, not locking you in.
Do you offer chargeback protection?
Yes. We provide fraud prevention tools and dedicated chargeback management. Reserves may apply depending on your risk profile.
Can I process international transactions?
Yes. We support multi-currency processing so you can accept payments from customers worldwide.
What industries do you consider high-risk?
Research peptides, supplements, nutraceuticals, CBD & hemp, e-commerce, and other verticals where traditional processors often decline applications. If you've been turned down elsewhere, talk to us.
Ready to scale your business?
Tell us about your business and our team will follow up with a tailored quote.
- Quick application — about 5 minutes
- A real human reviews every application
- Transparent pricing, no hidden fees
- Month-to-month — earn your business each month
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